Core Portfolio

Investment Strategy and Methods of Analysis

• Proprietary Tactical Asset Allocation Models: Trinity Wealth recommends specific asset allocation models tailored to each client through their proprietary Six Factor Consistent Growth Strategy.
• Market Conditions and Client Goals: The foundation of the recommendations is based on both short-term and long-term market conditions, combined with in-depth client discussions to determine goals, available timelines, current assets, anticipated future assets, and risk tolerance.
• Comprehensive Planning: Incorporates financial, income tax, and estate tax planning to tailor investment recommendations to each client’s unique situation.

Minimizing Portfolio Losses

Managing Portfolio Loss Probability: Our core belief is that managing the probability to minimize portfolio losses during market corrections can increase the overall probability of accumulating more wealth in a portfolio.

Comparison of Two Portfolios

• Portfolio A:
• Year 1: 50% loss
• Year 2: 100% gain
• Simple Rate of Return: 25% (50%/2 years)
• End of Year 1 Value: $500,000
• End of Year 2 Value: $1,000,000
• Portfolio B:
• Year 1: 5% loss
• Year 2: 10% gain
• Simple Rate of Return: 2.5% (5%/2 years)
• End of Year 1 Value: $950,000
• End of Year 2 Value: $1,045,000
• Conclusion: Portfolio B, which focuses on minimizing downside capture, accumulates more wealth than Portfolio A in this hypothetical illustration.
  

1st Factor: Upside/Gain Greed

• • Industry Core Belief: A common industry and investment advisor belief, is to be fully invested in the stock market during bull and bear market cycles, the Buy and Hold investment strategy.
  • Trinity Wealth's Approach: Emphasizes the importance of minimizing portfolios losses during bear markets and does not believe in the Buy and Hold or as we call it Buy and Hope Strategy. Our portfolio investment strategy is focused on increasing the probability of making money in bull and bear market cycles.

  2nd Factor: Downside/Drawdown Capture/Loss Fear

  • Trinity Wealth's Core Belief: Focuses on managing the probability to minimize downside capture, reducing the impact of market downturns.

  3rd Factor: Volatility Range of Returns

  • Industry Belief: Markets will recover over time, don’t worry.
  • Trinity Wealth's Belief: Managing downside volatility is crucial to prevent significant losses during market corrections.

  4th Factor: Recovery Timeframe Matters

  • Importance of Quick Recovery: By minimizing downside capture, clients can potentially recover losses faster, leading to better long-term accumulation.

  5th Factor: Portfolio Size Matters

  • Impact of Losses on Larger Portfolios: Larger portfolios face greater dollar losses even with the same percentage loss, making downside management critical.
  • Example: A 50% loss on a $1,000,000 portfolio results in a $500,000 loss, compared to a $50,000 loss on a $100,000 portfolio.

  6th Factor: Accumulation

  • Power of Compound Interest: Managing downside capture increases the probability of accumulating more wealth over time through compound interest.
  • Albert Einstein's Quote: “Compound interest is the eighth wonder of the world.”
  
  

Sources of Research

• Diverse Sources: Includes financial media companies, third-party research materials, internet sources, and research by industry leading firms of stock market technical analysis reports. 
• Third-Party Analysis: Trinity Wealth leverages external analysis to inform their tactical asset allocation strategies.
  

Strategic and Tactical Investment Management

• Customized Strategies: Investment strategies are tailored to the specific objectives of each client.
• Ongoing Review: Walter Maziarz is responsible for regularly reviewing investment strategies to ensure they align with the stated objectives.
  

Trinity Wealth’s approach focuses on managing downside risks to enhance the probability of wealth accumulation. Our Six Factor Consistent Growth Strategy provides a structured framework to achieve this by considering various factors like market conditions, volatility, and portfolio size. By integrating comprehensive planning and leveraging third-party research, Trinity Wealth aims to provide tailored and effective investment strategies for their clients.